Contract review, taxes, S-Corp strategy, and take-home pay. Practical guides for CRNAs navigating the move to locums.
The gap between what facilities in shortage markets are posting and what most CRNAs think they can earn is wider than it looks. A breakdown of current rates by region, the highest-demand markets, and how to find the assignments worth your time.
Read the full guideMost CRNAs accept the first number a recruiter offers. They assume the rate is fixed, the contract terms are standard, and pushing back risks losing the position. None of that is true. Here is how to approach the conversation and what is actually negotiable.
Read the full guideMost CRNAs understand malpractice in the context of a staff job, where the employer handles it and you never think about it. Going locums changes that. The type of policy covering you, and what happens to that coverage when a contract ends, is now your problem to understand before you sign anything.
Read the full guideGoing 1099 for the first time is exciting. The rate is higher, the flexibility is real. Then the first tax bill arrives. Or you sign a contract without reading the non-compete. Or you realize in February that you have no idea what you actually made last year. These are the same three mistakes, made over and over, by CRNAs who were clinically ready but financially unprepared.
Read the full guideThe first locums assignment has a learning curve nobody warns you about. The clinical side you can handle. It's the contract language, the facility red flags, and the financial setup where most CRNAs get burned early.
Read the full guideWhen you take a locums contract, you stop being a W-2 employee and become a 1099 independent contractor. That one change touches nearly every part of your financial life: taxes, take-home pay, retirement contributions, malpractice coverage, and benefits. Here's what it actually means in practice.
Read the full guideYou've been offered a locums contract at $225/hour. It looks good on paper. Then you dig into the language and find out the facility can cancel with 24 hours notice, you're on the hook for tail coverage, and there's a non-compete locking you out of a 50-mile radius for a year. Here's what to look for before you sign anything.
Read the full guideFree calculators for staff vs locums, true hourly rate, taxes, S-Corp savings, and more.
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